From the Journal

How to Spot Catfishing and Romance Scams on Dating Apps

The Fazool Team5 min read

Romance scams on dating apps are one of the most reported and costly forms of online fraud in the US. According to the FTC, people lost $1.14 billion to romance scams in 2023 across 64,003 reports, with a median individual loss of $2,000.

Catfishing is how most of those scams begin. Someone creates a convincing false identity, builds your trust over weeks or months, and eventually asks for something. Usually money. Knowing how to recognize the pattern is the most practical thing you can do before investing real time in any online relationship.

$1.14BLost to romance scams in 2023 (FTC)
64,003Reports filed in 2023 (FTC)
$2,000Median individual loss (FTC)

What Is Catfishing?

Catfishing means constructing a false online identity to deceive someone. On marriage and dating apps, the fake persona is typically designed to match what the target is looking for: a devout, educated professional with a serious intention to marry. The believability of the story is the whole point.

These profiles usually rely on stolen photos, images taken from real people's social media accounts or from model portfolios without their knowledge. The person running the account is often in a different country, managing multiple fake profiles at once, and following a practiced script that has worked before.

The manipulation works because the early stages of any relationship involve extending some trust. Scammers know this and pace themselves accordingly. The ask does not come immediately. It comes after you have already invested something.

How Do You Spot a Romance Scam?

The FTC has identified a consistent set of warning signs based on the reports it processes each year. These patterns show up across platforms and demographics.

  • Profile photos may be stolen. Reverse image search any photo that gives you pause. The FTC specifically recommends this step. If the image appears on a modeling site, stock library, or a social media account unconnected to the person messaging you, the profile is not genuine.
  • Always an excuse not to meet or video chat. Camera broken, overseas project, bad time zone. If this continues across weeks of messaging, the FTC identifies it as a specific warning sign.
  • Feelings escalate very fast. Professing love or deep connection within the first week or two is a tactic, not genuine feeling. Manufactured closeness is used deliberately to lower your guard.
  • Eventually asks for money. Usually framed as a crisis: a medical emergency, a delayed payment, a border problem. This is the defining feature of a romance scam.
  • Requests payment by gift card, wire, or crypto. All three are nearly impossible to reverse once sent.
  • Pushes to move to a private messaging app. Removing the conversation from the platform eliminates safety layers and the conversation record if something goes wrong.

Trust the warning signs even when a person seems genuine in other ways. The effort of a scam depends entirely on seeming genuine.

How Does Verification Prevent Scams?

Most apps use automated selfie verification, which checks whether a live selfie matches your profile photos. This confirms the person holding the phone looks like their pictures, but it does nothing to establish who that person actually is. Holding up a photo of someone else can fool it.

Fazool requires every user to submit a photo ID, reviewed manually by the team before the profile is approved. The ID image is permanently deleted after verification. A cryptographic hash of the ID number is retained so that if a user is banned, they cannot register again using the same document.

This means every profile on Fazool represents a real person whose identity was confirmed by a human reviewer. Running a catfishing operation that requires submitting a genuine ID under your own name and having it inspected is a different proposition entirely from one that only asks for a selfie.

The 5-likes-per-day and 5-active-match limits also matter here. A scammer running dozens of fake relationships in parallel depends on scale. Hard caps that limit how many conversations can be active at once make that kind of operation difficult to sustain.

In-app voice notes and scheduled video calls are useful verification tools at the individual level too. A willingness to send a natural-sounding voice note or take a video call is one of the better early signals that a match is who they say they are.

No platform eliminates all risk. The FTC's guidance applies regardless of which app you use: never send money to someone you have not met in person, treat fast emotional escalation as a warning sign worth taking seriously, and reverse image search any photo that gives you pause.

Related: How ID verification works on Fazool | Is online Muslim dating safe? | How to know a dating profile is real

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